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Banks Add AI Agents, Keep Their 40-Year-Old Cores
PYMNTS AI
Factual evidence
What the source reports
PYMNTS research finds over 50% of financial institutions cite legacy tech and manual processes as barriers to payment modernization.
Inspect the evidence
- Inclusion basis
- AI in finance
- Publisher and source type
- PYMNTS AI · INDUSTRY NEWS
- Published by source
- 23 October 2026
- Collected by OneBench
- 23 Oct 2026, 09:01 UK
- Original headline
- Banks Add AI Agents, Keep Their 40-Year-Old Cores ↗
Stored source excerpt
Banks keep their core systems because replacing them is costly and disruptive. Keeping them carries its own price. Employees work across fragmented applications, repeat manual…
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