A reporting-period timeline of the company’s AI and machine-learning disclosures, grounded in official investor materials and exact source excerpts.
AI strategyRisk and governanceClient demand
Use-case evidence
AI use cases in official disclosures
Each row is a distinct, evidence-linked use case or initiative identified in official results and investor materials. Expand a row’s evidence to inspect the exact source wording.
6 verified use cases
Newest disclosure first
AI strategyNew disclosure
ClearBank launches AI Accelerator and establishes five operational value streams
ClearBank introduced five key AI value streams spanning internal tooling and client-facing innovations to drive operational efficiencies. To execute this strategy across the organisation, the bank launched its AI Accelerator programme in 2025, deploying virtual teams across all corporate entities and functional divisions.
·Annual report·clear.bank official publications
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“We introduced five key AI value streams that underpin our strategy to harness AI for greater operational efficiency and exceptional client experience. These value streams span a range of internal and external use cases: from enhancing internal tooling to client-facing innovations.”
Implementation of ethical AI principles and SaaS governance protocols
ClearBank has integrated three core principles—Accountability, Transparency, and Fairness—to govern its responsible use of AI. The group is actively developing an AI Strategy under its Model Risk Management framework to introduce governance guardrails and validation protocols specifically for AI SaaS solutions and emerging agentic AI technologies.
·Annual report·clear.bank official publications
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“we are now developing an AI Strategy to introduce governance guardrails and validation protocols for AI SaaS solutions and emerging agentic AI technologies, ensuring their responsible and secure deployment.”
ClearBank establishes ethical AI governance and guiding principles
ClearBank launched its ethical AI governance framework and established three guiding principles for its use of AI: accountability, transparency, and fairness. The bank intends to focus on educating staff and embedding these AI principles during 2025.
·Annual report·clear.bank official publications
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“Launched our ethical AI governance”
Context: ClearBank Annual Report and Accounts 2024, Sustainability Highlights
Responsible AI principles prioritised for 2025 embedding
ClearBank has committed to embedding its core AI principles of accountability, transparency, and fairness, ensuring all AI applications remain ethical and explainable. The bank's upcoming milestone for 2025 is the education and embedding of these AI principles.
ClearBank evaluates potential introduction of AI and automation in risk mitigation
ClearBank has identified the potential introduction of further automation and AI as a key area of focus for 2023, aiming to support its resourcing and risk mitigation activities during its next phase of growth.
·Annual report·clear.bank official publications
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“Ensuring sufficient resourcing and risk mitigation activity, including the potential to introduce further automation and AI for the next phase of our growth and evolution.”
Context: Enterprise Risk Management Framework (ERMF) - Areas of focus for 2023
Partner platform Chip utilises AI to automate customer savings
ClearBank's embedded banking partner, Chip, operates an app-based savings and investments platform that uses artificial intelligence to automatically build savings for its users. ClearBank provides the underlying payments infrastructure and FSCS-protected accounts to support Chip's proposition.
·Annual report·clear.bank official publications
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“The app-based platform allows users to access investments, savings accounts, and uses AI to build savings automatically.”
Context: Partner Case Studies, Chip section, ClearBank Annual Report and Accounts 2021
ClearBank launches AI Accelerator and establishes five operational value streams
ClearBank introduced five key AI value streams spanning internal tooling and client-facing innovations to drive operational efficiencies. To execute this strategy across the organisation, the bank launched its AI Accelerator programme in 2025, deploying virtual teams across all corporate entities and functional divisions.
Read exact evidence
“We introduced five key AI value streams that underpin our strategy to harness AI for greater operational efficiency and exceptional client experience. These value streams span a range of internal and external use cases: from enhancing internal tooling to client-facing innovations.”
Implementation of ethical AI principles and SaaS governance protocols
ClearBank has integrated three core principles—Accountability, Transparency, and Fairness—to govern its responsible use of AI. The group is actively developing an AI Strategy under its Model Risk Management framework to introduce governance guardrails and validation protocols specifically for AI SaaS solutions and emerging agentic AI technologies.
Read exact evidence
“we are now developing an AI Strategy to introduce governance guardrails and validation protocols for AI SaaS solutions and emerging agentic AI technologies, ensuring their responsible and secure deployment.”
ClearBank establishes ethical AI governance and guiding principles
ClearBank launched its ethical AI governance framework and established three guiding principles for its use of AI: accountability, transparency, and fairness. The bank intends to focus on educating staff and embedding these AI principles during 2025.
Read exact evidence
“Launched our ethical AI governance”
Context: ClearBank Annual Report and Accounts 2024, Sustainability Highlights
Responsible AI principles prioritised for 2025 embedding
ClearBank has committed to embedding its core AI principles of accountability, transparency, and fairness, ensuring all AI applications remain ethical and explainable. The bank's upcoming milestone for 2025 is the education and embedding of these AI principles.
ClearBank evaluates potential introduction of AI and automation in risk mitigation
ClearBank has identified the potential introduction of further automation and AI as a key area of focus for 2023, aiming to support its resourcing and risk mitigation activities during its next phase of growth.
Read exact evidence
“Ensuring sufficient resourcing and risk mitigation activity, including the potential to introduce further automation and AI for the next phase of our growth and evolution.”
Context: Enterprise Risk Management Framework (ERMF) - Areas of focus for 2023
Partner platform Chip utilises AI to automate customer savings
ClearBank's embedded banking partner, Chip, operates an app-based savings and investments platform that uses artificial intelligence to automatically build savings for its users. ClearBank provides the underlying payments infrastructure and FSCS-protected accounts to support Chip's proposition.
Read exact evidence
“The app-based platform allows users to access investments, savings accounts, and uses AI to build savings automatically.”
Context: Partner Case Studies, Chip section, ClearBank Annual Report and Accounts 2021