Production operations
Vendor lock-in
Difficulty moving a system away from a provider without major cost or disruption.
Definition
Vendor lock-in arises from proprietary APIs, prompts, tools, data formats, contracts, fine-tunes or operational dependencies.
Why it matters
Concentration and exit risk matter for resilient banking services, especially when frontier-model capability changes quickly.
Related concepts
- Proprietary model
A model controlled and usually hosted by a commercial provider.
- Model routing
Selecting different models based on task, risk, cost or availability.
- Fallback
A safe alternative when the preferred AI path cannot continue.