Credit Analysis for Medium Companies

Granular credit analysis workflow including statement parsing, ratio calculation, qualitative assessment, and risk aggregation.

Workflow Performance & Evaluation

Last Evaluated

2024-07-30

Average Completion Time

avg 55 minutes (automated portion)

Success Rate

91.0%

Cost Per Execution

$3.50

Supporting Teams

These teams are responsible for the continuous improvement and monitoring of this workflow's efficacy.

Workflow Operations
Enterprise Risk Management

Evaluation Notes

More detailed parsing and separate ratio/qualitative steps. Monitoring performance of new AI agents.

Workflow Diagram (Agents)
Visualize agent sequence. Data sources are listed below.
Start Credit Analysis
Data Ingestion Agent

Inputs: 1 | Outputs: 1

Financial Statement Parser Agent

Inputs: 1 | Outputs: 1

Market Data Collector Agent

Inputs: 1 | Outputs: 1

Credit History Aggregator Agent

Inputs: 1 | Outputs: 1

Data Formatter Agent

Inputs: 4 | Outputs: 1

Financial Ratio Calculator Agent

Inputs: 1 | Outputs: 1

Qualitative Assessment Agent

Inputs: 2 | Outputs: 1

Credit Analyst Agent

Inputs: 4 | Outputs: 1

Risk Aggregation Agent

Inputs: 1 | Outputs: 1

Decision Support Agent

Inputs: 1 | Outputs: 1

End Credit Analysis

Data Sources

Conceptual data sources for this workflow. Highlighted if consumed by the selected/active agent, or initially available. Teams responsible for each data source are shown if defined.

Application Documents
customer Source

Context (MCP): Loan application form, company profile.

Financial Statement Docs
customer Source

Context (MCP): PDFs/XLSX of B/S, P&L, CF.

Raw Application Data
internal Source

Context (MCP): Initial data from application form.

Parsed Financials
internal Source

Context (MCP): Structured financial data.

Market Intel Report
internal Source

Context (MCP): Industry trends, competitor data.

Aggregated Credit History
internal Source

Context (MCP): Internal and external credit reports.

Formatted Application Bundle
internal Source

Context (MCP): Consolidated data for analysis engine.

Calculated Financial Ratios
internal Source

Context (MCP): Key ratios like DTI, Liquidity etc.

Qualitative Risk Assessment
internal Source

Context (MCP): Summary of non-financial risks.

Credit Analysis Summary
internal Source

Context (MCP): Output from main credit analyst agent.

Aggregated Credit Risk Profile
internal Source

Context (MCP): Holistic view of all credit risks.

Final Credit Decision
internal Source

Context (MCP): Loan approval/decline.

Node Details & Actions
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Simulation Log
Real-time events and AI interactions from the simulation.

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