Credit Analyst Agent

Agent ID: credit-analyst-agent

Agent Overview

Performs overall credit analysis combining quantitative and qualitative data.

Task Description:

Analyze financial ratios, qualitative assessments, and credit history to assess overall creditworthiness and generate an internal credit score/recommendation.

Reusability:

Workflow-Specific

Agent Type:

Complex AI (Multi-step/Reasoning)

Implementation Notes:

Genkit flow using AI for combining diverse data points (ratios, qualitative summaries, history) into a holistic credit assessment and summary.

Supporting Teams

Teams responsible for the continuous improvement and monitoring of this agent's efficacy.

AI Core Services

Enterprise Risk Management

Performance & Evaluation Metrics

Key indicators of this agent's operational effectiveness and continuous improvement strategy.

Last Evaluated

2024-06-28

Accuracy

89.0%

Latency

avg 2.0s

Cost Per Interaction

$0.018

Interaction & Capabilities (A2A)

Information relevant for Agent-to-Agent communication and skill definition.

Identity (Core A2A):

Name: Credit Analyst Agent
Unique ID: credit-analyst-agent

Primary Function (A2A):

Analyze financial ratios, qualitative assessments, and credit history to assess overall creditworthiness and generate an internal credit score/recommendation.

Defined Agent Skills (A2A Interface):

Skill Orchestration & Execution

The operational logic for this agent, including the invocation and management of its defined skills, is handled by the backend system's orchestration layer. This layer is responsible for the agent's execution sequence, data handling according to its skill schemas, and any necessary interactions with tools or external services. The specific method (e.g., AI model call, deterministic code execution) is detailed in the 'Implementation Notes' within the Agent Overview.

Agent Card JSON (Definition)

The raw JSON representation of this agent's definition, including its skills and evaluation metrics.

{
  "id": "credit-analyst-agent",
  "name": "Credit Analyst Agent",
  "description": "Performs overall credit analysis combining quantitative and qualitative data.",
  "isReusable": false,
  "taskDescription": "Analyze financial ratios, qualitative assessments, and credit history to assess overall creditworthiness and generate an internal credit score/recommendation.",
  "icon": {
    "displayName": "ChartColumn"
  },
  "agentType": "ai-complex",
  "implementationNotes": "Genkit flow using AI for combining diverse data points (ratios, qualitative summaries, history) into a holistic credit assessment and summary.",
  "responsibleTeamIds": [
    "team-ai-core",
    "team-risk-management"
  ],
  "skills": [
    {
      "id": "perform-credit-analysis",
      "name": "Perform Credit Analysis",
      "description": "Analyzes comprehensive data to assess creditworthiness of a company.",
      "inputSchemaExample": "{\n  \"properties\": {\n    \"companyId\": {\n      \"type\": \"string\"\n    },\n    \"financialRatios\": {\n      \"type\": \"object\"\n    },\n    \"qualitativeRiskSummary\": {\n      \"type\": \"string\"\n    },\n    \"comprehensiveCreditHistory\": {\n      \"type\": \"object\"\n    }\n  }\n}",
      "outputSchemaExample": "{\n  \"properties\": {\n    \"creditScore\": {\n      \"type\": \"string\"\n    },\n    \"creditworthinessSummary\": {\n      \"type\": \"string\"\n    },\n    \"recommendedLoanTerms\": {\n      \"type\": \"object\",\n      \"optional\": true\n    }\n  }\n}"
    }
  ],
  "evaluation": {
    "lastEvaluated": "2024-06-28",
    "accuracy": 0.89,
    "latency": "avg 2.0s",
    "costPerInteraction": "$0.018"
  },
  "inputs": [
    "gds-formatted-credit-application-data",
    "gds-financial-ratios",
    "gds-qualitative-risk-factors",
    "gds-comprehensive-credit-history"
  ],
  "outputs": [
    "gds-credit-analysis-report-ca"
  ]
}